The central banking system and its secrets must fall. We have the technology to replace it with a transparent system of commerce whose base unit of value is 1 hour of unskilled labor. Each morning each natural born human being begins with a deposit of 24 credits. You can use them that day, or save them up for something you want. As your skills go up and your value to your community increases you will be able to demand extra time credits in exchange for your single hour.
Merchants will price goods based on the man hours needed to produce them.
Skilled professionals time will sell at a premium.
Anyone care to help me expound upon this possibility?